OneCard: Metal Credit Card

Credit cards haven't changed much for over half a century so at OneCard, our team of seasoned bankers, technologists and designers set out to redefine the credit card for YOU – the consumer.

Why OneCard?

– It's METAL
– Zero joining and annual fees. No hidden fees either!
– 5X Reward Points on Top 2 categories in a month
– Powerful mobile app to control your card

We built OneCard on the principles of simplicity, transparency & giving control back to the user. An experience that is secure and offers you peace of mind because the OneCard technology stack is owned and managed entirely by us.

Manage all aspects of your credit card on-the-go using the powerful OneCard app.

The OneCard App

– Track your available balance
– Manage your credit limit
– Transactions and spends analysis
– Instant rewards redemption
– Manage supplementary cards
– View and download statements
– Easily manage bill repayments
– Use your virtual OneCard for all online spends

OneCard is a credit card offered by FPL Technologies in partnership with IDFC FIRST Bank, South Indian Bank (SIB), Federal Bank, BoB financial, and the FD-backed secured credit card to build & improve credit score with SBM (State Bank of Mauritius). The interest rates are among the lowest in the industry and will be determined as per your credit profile and our risk assessment.

You must be over 18 years of age and an Indian resident to be eligible for OneCard. OneCard is currently available on an invite-only basis, and approval is based on bureau and internal credit guidelines.